Purpose – Nonfarm small businesses are an integral part of the US economy, and access to credit is crucial to their … households operating a small business; and identify key factors that differentiate these businesses in their access to credit … these data sets asks similar financial, demographic, and access to credit questions. Combining these data provide a unique …

Purpose – Credit spread change is a key issue for investors to earn the excess return from corporate bonds. Generally …, there are two kinds of different effects that support the changing of credit spread: asset allocation effect and credit risk … change effect. The existing literature based on US data supports credit spread change is driven by credit risk change …

incomplete. The aim of this paper is to discuss how in such a situation, firms and banks interact using uncertain profit … competitive environment on firms' and banks' strategic governance, by discussing a cognitive or experience linked expectations …. This solution helps to illustrate how the free play of banks and firms in today's enhanced competitive spaces generate …

Discusses the 1988 Basle Accord and the effect it had on banks internationally plus the more recent amendments dealing … definite aims, these are examined in depth. Concludes that the Basle approach has real merits with credit being pushed to the …

shed all the credit risk it held as the result of originating unsecured consumer loans in a particular branded portfolio …

banks argue that their figures would become more volatile. The standard‐setters argue that, if reporting more realistically …

brief overview of common credit derivatives, the size and scope of their markets and their role in structured credit … products. The case study uses as a reference a current deal that Bank of America has structured using credit derivatives.  …

The credit derivatives market is both fast‐growing and increasingly complex. This brings problems for banks and the …