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The Semblance of Success in Nudging Consumers to Pay Down Credit Card Debt
Guttman-Kenney, Benedict; Adams, Paul; Hunt, Stefan; … - National Bureau of Economic Research - 2023
We run a field experiment and a survey experiment to study an active choice nudge. Our nudge is designed to reduce the … anchoring of credit card payments to the minimum payment. In our field experiment, the nudge reduces enrollment in Autopaying … the minimum from 36.9% to 9.6%. However, the nudge does not reduce credit card debt after seven payment cycles. Nudged …
Persistent link: https://www.econbiz.de/10014447247
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Aggregate consumption and debt accumulation : an empirical examination of US household behaviour
Kim, Yun K.; Setterfield, Mark; Mei, Yuan - In: Cambridge journal of economics 39 (2015) 1, pp. 93-112
Persistent link: https://www.econbiz.de/10011311241
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Occupational pensions, macroprudential limits, and the financial position of the self-employed
Caloia, Francesco G.; Hochgürtel, Stefan; … - 2021
Persistent link: https://www.econbiz.de/10012693675
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Nudge vs. financial literacy in a retirement savings laboratory experiment
Tasneem, Dina; Azerot, Audrey; Montaignac, Marine de; … - 2018
Persistent link: https://www.econbiz.de/10011879767
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"Repayment-by-purchase" increases consumer debt repayment
Donnelly, Grant E.; Lamberton, Cait; Bush, Stephen; … - In: Journal of marketing research 61 (2024) 3, pp. 411-429
Persistent link: https://www.econbiz.de/10014584217
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International comparative household finance
Bădărinză, Cristian; Campbell, John Y.; Ramadorai, Tarun - 2016
Persistent link: https://www.econbiz.de/10011454983
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Financial literacy, household investment and household debt : evidence from Switzerland
Brown, Martin; Graf, Roman - 2013
Persistent link: https://www.econbiz.de/10010407640
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L' economie bancaire depuis la crise : quelques avancees
Pastré, Olivier; Pollin, Jean-Paul - In: Revue d'économie financière : revue trimestrielle de … 118 (2015), pp. 231-242
Persistent link: https://www.econbiz.de/10011473937
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International Comparative Household Finance
Badarinza, Cristian - 2016
countries. It then discusses retirement savings, investments in risky assets, unsecured debt, and mortgages …
Persistent link: https://www.econbiz.de/10012979165
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International Comparative Household Finance
Badarinza, Cristian - 2016
contrasts across countries. The paper then discusses retirement savings, investments in risky assets, unsecured debt, and …
Persistent link: https://www.econbiz.de/10013004001