Showing 51 - 60 of 22,649
We investigate the size of the consumption drop at retirement in Italy by exploiting pension eligibility information to … pension eligibility if individuals did not retire. We estimate a 9.8 percent drop associated to retirement. This fall is not …
Persistent link: https://www.econbiz.de/10008596310
characteristics. The pension can either be withdrawn as a life annuity or during a fixed number of years with a minimum of five years …This paper uses unique micro data from a Swedish occupational pension plan to study the determinants of annuitization …
Persistent link: https://www.econbiz.de/10011272202
This study examines retirement plan participation and savings behavior for American public and private sector employees using the Panel Study of Income Dynamics (PSID) data set. This paper also examines the determinants of preference for a diversified portfolio within the retirement plans. The...
Persistent link: https://www.econbiz.de/10008540988
According to CPS data, men 65 to 69 were about six percentage points less likely to be retired in 2004 than in 1992. CPS and Health and Retirement Study (HRS) data indicate a corresponding difference of 3 percentage points between 1998 and 2004. Simulations with a structural retirement model...
Persistent link: https://www.econbiz.de/10005774979
Defaults have been shown to have a powerful effect on retirement saving behavior yet there is limited research on who is most affected by defaults and whether this varies based on features of the choice environment. Using administrative data on employer-sponsored retirement accounts linked to...
Persistent link: https://www.econbiz.de/10012141134
asset allocations in defined contribution pension plans. The optimal default is characterised as a function of the …
Persistent link: https://www.econbiz.de/10012144202
What is the optimal default contribution rate or default asset allocation in pension plans? Could active decision (i …
Persistent link: https://www.econbiz.de/10012144238
What is the optimal default contribution rate or default asset allocation in pension plans? Could active decision (i …
Persistent link: https://www.econbiz.de/10012121963
asset allocations in defined contribution pension plans. The optimal default is characterised as a function of the …
Persistent link: https://www.econbiz.de/10011845817
This study examines retirement plan participation and savings behavior for American public and private sector employees using the Panel Study of Income Dynamics (PSID) data set. This paper also examines the determinants of preference for a diversified portfolio within the retirement plans. The...
Persistent link: https://www.econbiz.de/10012764842