This study examines key default determinants of fintech loans, using loan-level data from the LendingClub consumer …

FinTech online lending to consumers has grown rapidly in the post-crisis era. As argued by its advocates, one key … advantage of FinTech lending is that lenders can predict loan outcomes more accurately by employing complex analytical tools … boosting, to loan-level data from the largest FinTech lender of personal loans to assess the extent to which those methods can …

FinTech online lending to consumers has grown rapidly in the post-crisis era. As argued by its advocates, one key … advantage of FinTech lending is that lenders can predict loan outcomes more accurately by employing complex analytical tools … boosting, to loanlevel data from the largest FinTech lender of personal loans to assess the extent to which those methods can …