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This study examined the factors associated with consumers' decisions to use payday loans. Using a sample of 24,201 respondents from the 2015 National Financial Capability Study (NFCS), structural equation modeling was used to analyze the relationships among the variables. The results indicated...
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The COVID-19 pandemic introduced unprecedented challenges for households globally, serving as a precursor to and trigger for financial stress. This study examined the associations across various factors thought to be associated with financial stress (a psychological syndrome) resulting from the...
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Introduction: A Need of New Framework in Financial Planning with the Case of Life Insurance Demand -- Theoretical Background: A New Theoretical Framework for Financial Planning with the Case of Life Insurance Demand -- Literature Review: Previous Literature for Understanding Life Insurance and...
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