new substitutes for cash usage, U.S. per capita currency holdings now amount to $2700. American households and businesses …

This paper investigates the impact of consumers' safety perception on debit card and cash usage. A conceptual framework … demonstrate that consumers' payment preferences for cash and debit cards are strongly affected by how consumers assess the … likelihood and seriousness of safety incidents related to cash, debit cards and ATM withdrawals. Risk aversion, personal …

is paid to the introduction of the new European single currency. The overall trend in payments is for a move from cash to … non-cash payment instruments, although electronic instruments are not widely used yet. We find a significant impact from …

In this paper we develop a model where agents can acquire goods using cash and two non-cash alternatives. We use it to … other means of payments (cash and cards) and leads to a fast switch towards cheaper electronic transactions. Our analysis …

area, directly or via the French wholesale bank. Second, a "bottom-up" approach can be built-up, where the cash holdings of … use of cash for transactional purpose. Bearing in mind that those various approaches do not always separate the hoarding … similarities and differences between those several methods sheds light on the French national demand for cash by giving hints on …

. Using Japanese household data from 2007 to 2014, we find that three payment instruments, namely, cash, electronic money, and … find that high-income, financially sophisticated households in urban areas tend to use both electronic money and cash …. Further, family households choosing electronic money and cash do not have higher cash holdings compared with family households …