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Financial literacy promotes financial inclusion in both poor and rich countries

Grohmann, Antonia; Menkhoff, Lukas - In: DIW economic bulletin 7 (2017) 41, pp. 399-407

For social and economic reasons, national economies benefit from the inclusion of as many people as possible in financial services. In a cross country study, the present study shows that financial literacy for the general population promotes financial inclusion. This relationship goes beyond the...

Persistent link: https://www.econbiz.de/10011734740

Financial inclusion in Asia : an overview

Ayyagari, Meghana; Beck, Thorsten - 2015

This paper provides an analysis of financial development and inclusion in developing Asia using data from a wide array of sources. We show that in terms of aggregate measures of financial development, the region as a whole has superior banking sector depth compared to other developing regions;...

Persistent link: https://www.econbiz.de/10011346230

Does financial literacy improve financial inclusion? : cross country evidence

Grohmann, Antonia; Klühs, Theres; Menkhoff, Lukas - 2017

While financial inclusion is typically addressed by improving the financial infrastructure we show that financial literacy, representing the demand-side of financial markets, also has a beneficial effect. We study this effect at the cross-country level, which allows to consider institutional...

Persistent link: https://www.econbiz.de/10011716181

Financial Inclusion : Initiatives of Modi-Led-Government

Tyagi, Parul - 2015

economy i.e. India is speedily progressing towards the path of Financial Inclusion. The term is in vogue now days in the … present scenario of the financial inclusion existing in India; various roles played by Government and RBI (Reserve Bank of … India), initiatives taken by various banks with special reference to SBI bank, Federal Bank, ICICI bank, IDBI bank, Canara …

Persistent link: https://www.econbiz.de/10013014625

Role of FinTech in Accelerating Financial Inclusion in India

Raj, Brij - 2020

Persistent link: https://www.econbiz.de/10012835249

Financial inclusion, financial education, and financial regulation : a story from Indonesia

Tambunan, Tulus Tahi Hamonangan - 2015

Many reforms have taken place in Indonesia following the Asian financial crisis of 1997 - 1998. The government has embarked upon institutional transformation, making the country one of the region's most vibrant democracies. In social, economic, and political areas, Indonesia has seen much...

Persistent link: https://www.econbiz.de/10011289307

Digital doorstep banking : female banking agents lead digital financial inclusion through the pandemic and beyond

Pinto, Alreena Renita; Arora, Amit - 2021

This paper discusses the business correspondent (BC)-agent banking model in India against the backdrop of community … potential to address the gender gap in financial inclusion. In recent years, India has made significant progress toward … women remained registered inactive users. The World Banksupported rural livelihood programs in India have been instrumental …

Persistent link: https://www.econbiz.de/10012627087

Financial Inclusion Washing

Ozili, Peterson K - 2022

This paper presents a discussion about financial inclusion washing. It was argued that financial inclusion washing is the deliberate or unintentional use of exaggerated claims or misleading claims to describe an entity’s commitment to increase the level of financial inclusion. The paper showed...

Persistent link: https://www.econbiz.de/10014236915

Fault Lines in Financial Inclusion

Ozili, Peterson K - 2022

Financial inclusion has been a global development policy priority over the last two decades. Financial inclusion involves providing access to basic financial services and the use of basic financial services to improve the welfare of individuals, households and businesses. This paper identifies...

Persistent link: https://www.econbiz.de/10013404394

Financial inclusion : what's it worth?

Ampudia, Miguel; Ehrmann, Michael - 2017

This paper studies the determinants of being unbanked in the euro area and the United States as well as the effects of being unbanked on wealth accumulation. Based on household-level data from the euro area Household Finance and Consumption Survey and the U.S. Survey of Consumer Finance, it...

Persistent link: https://www.econbiz.de/10011635258

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