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Estimating travellers' preferences for competition in commercial passenger rail transport

Paha, Johannes; Rompf, Dirk; Warnecke, Christiane - 2011

The current level of competition in European commercial passenger rail markets is low and empirical data on customer … preferences in intramodal competition has hardly been available, yet. Our study raises the knowledge of competition in commercial … regressions. Our analysis indicates that customers experiencing competition (Cologne-Brussels) show a higher preference for …

Persistent link: https://www.econbiz.de/10009295646

Evaluation of the Effect of a Consumer Driven Health Plan on Medical Care Expenditures and Utilization

Parente, Stephen L. - 2004

Objective: To compare medical care costs and utilization in a consumer directed health plan (CDHP) to other health insurance plans. Study Design: We examine claims and employee demographic data from one large employer that adopted a CDHP in 2001. A quasi-experimental pre/post design is used to...

Persistent link: https://www.econbiz.de/10014070156

The Impact of Community Based Health Insurance Schemes on Out-of-Pocket Healthcare Spending : Evidence from Rwanda

Woldemichael, Andinet - 2019

Achieving universal health coverage, including financial risk protection and access to quality essential health-care services, is one of the main Sustainable Development Goals. In low-income countries, innovative and affordable health financing systems are key to realize these goals. This paper...

Persistent link: https://www.econbiz.de/10012889154

Voluntary Health Plan Subsidies and Public Expenditure

Buitrago, Giancarlo; Bardey, David - 2015

Countries that seek to provide universal health coverage deal with considerable publicly funded expenses. This article discusses if a private health insurance subsidy policy can reduce the expenses covered by the public system. A theoretical model is developed in which individuals are...

Persistent link: https://www.econbiz.de/10014132406

Estimating the lock-in effects of switching costs from firm-level data

Kézdi, Gábor; Csorba, Gergely - 2011

This paper proposes a simple method for estimating the lock-in effects of switching costs from firm-level data. We compare the behavior of already contracted consumers to the behavior of new consumers as the latter can serve as contrafactual to the former. In panel regressions on firms' incoming...

Persistent link: https://www.econbiz.de/10008903447

Quantifying Inertia in Retail Deposit Markets

Deuflhard, Florian - 2017

This paper investigates inertia within and across banks in retail deposit markets using detailed panel data on consumer … choices and account characteristics. In a structural choice model, I find that costs of inertia are around one third higher … and type of additional financial products) explain most of this cost premium, while online banking usage reduces inertia …

Persistent link: https://www.econbiz.de/10012955231

Switching Costs and Store Choice

Richards, Timothy J. - 2019

Switching costs are generally regarded as anti-competitive as firms can raise prices to "locked-in" consumers, at least up to the cost of switching to a lower-priced alternative. However, there is some evidence, both theoretical and empirical, that tends to show the opposite. Namely, suppliers,...

Persistent link: https://www.econbiz.de/10012861041

Switching Costs and Competition in Retirement Investment

Luco, Fernando - 2018

How do different switching costs affect choices and competition in a private pension system? I answer this question in … navigate when switching. I use this variation to estimate the different switching costs and study their impact on competition …

Persistent link: https://www.econbiz.de/10012928225

Tariff Choice with Consumer Learning and Switching Costs

Goettler, Ronald L.; Clay, Karen - 2010

Consumers choosing flat-rate contracts tend to have insufficient usage to warrant the cost, particularly for new products. We propose and estimate a Bayesian learning model of tariff and usage choice that explains this "flat-rate bias'' without relying on behavioral misjudgments or...

Persistent link: https://www.econbiz.de/10014059541

Deep Habits

Ravn, Morten O.; Schmitt-Grohé, Stephanie; Uribe, Martín - 2004

This paper generalizes the standard habit formation model to an environment in which agents form habits over individual varieties of goods as opposed to over a composite consumption good. We refer to this preference specification as 'deep habit formation'. Under deep habits, the demand function...

Persistent link: https://www.econbiz.de/10014073602