methods for financing based on experiences of other countries. Then the focus of the paper shifts towards insurance and … reinsurance mechanisms used in other countries for financing these catastrophes. It underlines a concept that resilience can be …

In recent years, insurance against natural disasters has gained recognition as an important tool for climate risk … management that could, if carefully implemented, help increase the resilience of those insured. In response, insurance solutions … are increasingly tested and applied in many countries that have no prior experience with insurance or no existing market …

Homeowners’ insurance provides households financial protection from climate losses. To improve access and affordability …, state regulators impose price controls on insurance companies. Using novel data, we construct a new measure of rate setting … overcome pricing frictions by cross-subsidizing insurance across states. We show that in response to losses in high friction …

In recent years, insurance against natural disasters has gained recognition as an important tool for climate risk … management that could, if carefully implemented, help increase the resilience of those insured. In response, insurance solutions … are increasingly tested and applied in many countries that have no prior experience with insurance or no existing market …

Homeowners’ insurance, a $15 trillion market by coverage, provides households financial protection from climate losses …. Insurance premiums (rates) are subject to significant regulations at a state level in the United States. Using novel data on … provide evidence of decoupling of insurance rates from their underlying risks and identify regulation as a driving force …

In recent years, insurance against natural disasters has gained recognition as an important tool for climate risk … management that could, if carefully implemented, help increase the resilience of those insured. In response, insurance solutions … are increasingly tested and applied in many countries that have no prior experience with insurance or no existing market …

financial approaches that bring the insurance industry closer to the securities industry. This article discusses the new …

case of the Italian earthquake insurance. In this sense, we examine in detail the vulnerability definition and its … relevance for citizens and for insurance companies. Then we investigate the Italian insurance market characterized by a very low … penetration of natural disasters insurance and the potential effects of a recent Government initiative called “Sisma Bonus”. The …

minimum level of flood insurance penetration, and the resulting increment in total premiums required to achieve this objective … insurance protection. Third, the paper proposes a stylised approach to quantify economic losses associated with uninsured flood … events at different levels of insurance penetration, allowing to take into account that insurance protection could be partly …

In this paper, we introduce a model to study the interaction between insurance and banking. We build on the Federal … Crop Insurance Act of 1980, which significantly expanded and restructured the decades-old federal crop insurance program … our model. Banks increased lending to the agricultural sector in counties with higher insurance coverage after 1980, even …