This paper examines racial disparities in mortgage processing time prior to the global financial crisis. We find that Black borrowers are underrepresented and experience a longer processing time than White borrowers among the mortgages securitized by government-sponsored enterprises. At the same...

We live in a rapidly aging world, in which people who are 60 years and older outnumber children under the age of five. This book reveals large and growing gaps in care for older adults in countries at all income levels and shows how to leverage reforms for improving health outcomes for older...

Examining the contractual disclosures during the sale of private-label residential mortgage-backed securities (RMBS) before the 2008 financial crisis, we find that textual contents in the risk-factor section predict subsequent losses and yet were not reflected in pricing. Insurance companies,...

The gut-liver-axis has close relationship with the occurrence of metabolism disorder in liver and gut. Previous study has demonstrated that metamifop exposure at sublethal concentration induced hepatic lipid metabolism disorder in zebrafish. Whether metamifop will cause adverse effects in...

With the large-scale development of shale gas, oil-based drilling fluids are widely used, generating significant amounts of solid wastes from oil-based shale drilling cutting (OBSDC), which are difficult to degrade and biologically toxic. The current treatment methods do not meet the...

Fluorescent materials have been employed in the field of anti-counterfeiting thanks to their feasible and flexible design approach, visualization feature, and handy identification. However, versatile fluorescent materials are still eager to be developed for advanced anti-fake requirement for...