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Spillover effects of financial education : the impact of school-based programs on parents

Frisancho Robles, Verónica - 2023

This paper studies whether school-based financial education has spillover effects from children to parents. Leveraging data from a large-scale experiment with public high schools in Peru and credit bureau records on the parents of the youth targeted, this study measures the impact of providing...

Persistent link: https://www.econbiz.de/10014471205

The relationship between financial literacy and financial inclusion

Grohmann, Antonia; Menkhoff, Lukas - 2020

About two billion people in the world do not own a financial account and there are many more who use financial services only occasionally. In the past, initiatives which address these problems of financial exclusion focused on the supply side of financial markets, in particular by increasing the...

Persistent link: https://www.econbiz.de/10012313788

Corporate governance, credit risk, and financial literacy for Small Medium Enterprise in Indonesia

Mutamimah; Tholib, Mochammad; Robiyanto, Robiyanto - In: Verslas : teorija ir praktika : Vilniaus Gedimino … 22 (2021) 2, pp. 406-413

The problem of SMEs in Indonesia as a "high-risk borrower" that has not been resolved until today. The purposes of this study was to analyze the financial literacy as mediating between corporate governance and SMEs' credit risk in Indonesia. This sample method used purposive sampling: 1273 units...

Persistent link: https://www.econbiz.de/10012888326

Boosting access to credit and ensuring financial inclusion for all in Costa Rica

Sunel, Enes - 2020

disparities in Costa Rica, notably across regions, by gender, and size of firms. This paper discusses policy reforms that would …

Persistent link: https://www.econbiz.de/10012304425

An integrated approach on MSMEs financial literacy

Daskalakis, Nikolaos; Karpouzis, Efstathios; Giakoulas, … - In: International journal of business and economic sciences … 16 (2023) 2, pp. 7-17

Purpose: The main objective of this paper is to suggest an integrated approach of assessing the level of financial literacy of MSMEs, combining quantitative data derived by the use of the OECD/INFE (2019) questionnaire, and qualitative data via designing focus groups to discuss the survey...

Persistent link: https://www.econbiz.de/10014496585

Child Gender and Parental Borrowing : Evidence from India

Agier, Isabelle - 2011

The unequal treatment of children is not gender neutral from the parent side. Our results show that women try to … symmetry between mothers' and fathers' financial situations leads to the perpetuation of gender inequality through generations …

Persistent link: https://www.econbiz.de/10013128102

Financial inclusion and gender income inequalities in informal entrepreneurship : the case of Cameroon

Ndouna, Faustine Kede; Zogning, Félix - In: Journal of entrepreneurial finance : JEF ; official … 24 (2022) 3, pp. 1-14

in informal activities and gender inequalities explain 13.96% of this gap. This means that when it comes to accessing …

Persistent link: https://www.econbiz.de/10013365519

Microfinance and Gender : Is There a Glass Ceiling on Loan Size?

Agier, Isabelle - 2013

by a gender-biased lender, depending on the borrower's creditworthiness and the intensity of the lender's bias. The … empirical analysis detects no gender bias in loan denial, but uncovers disparate treatment with regard to credit conditions. In … particular, we find a “glass ceiling” effect. The gender gap in loan size increases disproportionately with respect to the scale …

Persistent link: https://www.econbiz.de/10013094965

Financial literacy and sustainability of rural microfinance : the mediating effect of governance

Atahau, Apriani Dorkas Rambu; Sakti, Imanuel Madea; … - In: Cogent economics & finance 11 (2023) 2, pp. 1-29

positively on the sustainability of rural microfinance via governance. Age, gender, education, and employment situation were …

Persistent link: https://www.econbiz.de/10014503128

Financial exclusion and financial literacy : evidence from Mexico

Roa, Maria José; Villegas, Alejandra - In: Latin American economic review : LAER ; official … 31 (2022), pp. 1-23

This study seeks to contribute to the understanding of the underlying factors that can explain the high levels of financial exclusion that persist in Mexico, with focus on the role of financial literacy. Our analysis is based on the 2018 National Survey of Financial Inclusion in Mexico (ENIF)....

Persistent link: https://www.econbiz.de/10014234266