Kartika, Indri; Sulistyowati, Sri; Septiawan, Budi; … - In: Cogent business & management 9 (2022) 1, pp. 1-43
Non-performing loans (NPL) for banking are a necessity but a frightening specter. A high NPL indicates a bank's failure to manage its business. The increasingly uncontrollable NPL with a net position of above 5% will make the bank a patient regulator in the category of banks under intensive or...