addition to general sluggishness, bank deposit rates' reactions are clearly asymmetric: flexible when market rates are …

impact of bank mergers on deposit rates. In particular, results on the dynamics of deposit rates surrounding bank mergers … vary substantially across studies. In this paper, we aim for a comprehensive empirical analysis of a bank merger's impact … monthly frequency for the time period 1997-2006. These data are matched with individual bank and local market characteristics …

In recent years the Russian banking system has witnessed numerous bank license withdrawals. Many of the failed banks … data on Russian bank deposit interest rates for deposits of different maturities in 2015–2016 combined with data about bank … fundamentals coming from their financial statements. The results suggest that if a bank offers too generous interest rates for …

disappears, consistent with the attractiveness of higher returns being offset by increased doubts about bank solvency. The …

In this paper, we survey the nascent literature on the transmission of negative policy rates. We discuss the theory of … how the transmission depends on bank balance sheets, and how this changes once policy rates become negative. We review the …

-run supply of bank credit. As U.S. bond rates have fallen, the pass-through of monetary shocks to loan and deposit rates has … weakened while the spread on U.S. bank loans has risen. I build a model in which banks earn deposit and loan spreads, deposits … dampened at low rates, because deposit spreads act as a better hedge for bank equity against unexpected monetary shocks. In the …

of banking sector concentration. Using a local projections framework with 2003-2023 country-level and bank-level data for …

Exploiting confidential data on individual German bank balance-sheets, I analyse what characterises a bank that opts to …