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Credit risk is important in developing the performance of a microfinance institution. The aim of this research was to … analyze credit risk through a harmonious cultural approach to improve financial performance. Qualitative approach was used to … influenced the financial performance. The research result had an implication to risk management in improving financial …
Persistent link: https://www.econbiz.de/10012496710
In a market economy, tradition, stability and performance of cooperative banks, namely science and art of leadership … characterized by the competition for resources and customers, competition in which performance plays a critical role. …
Persistent link: https://www.econbiz.de/10010666298
We review the recent academic and policy literature on bank loan loss provisioning (LLP) to identify several advances in the literature, to highlight some challenges in LLP research and suggest possible directions for future research with some concluding remarks. Among other things, we observe...
Persistent link: https://www.econbiz.de/10012964664
This paper analyses the effects associated with using the magnitude of realised loan losses as a basis for performance …
Persistent link: https://www.econbiz.de/10012902590
, we examine the underlying key performance indicators of a large sample of SLLs and analyze whether their design creates … effective incentives for improving corporate sustainability performance. We demonstrate that the majority of loans fails to meet …
Persistent link: https://www.econbiz.de/10013554919
Leasing provides a fundamental source of firm funding, especially for small and medium-sized enterprises. A crucial difference from loans and bonds is that the lessor retains ownership rights of the leased asset during the lease term. This facilitates the asset utilization and work-out process...
Persistent link: https://www.econbiz.de/10014501509
Small and medium-sized enterprises (SMEs) are the backbone of most Asian economies. The main obstacle to the development of the SME sector is the lack of stable finance. Considering the bank-dominated characteristic of economies in Asia, banks are the main source of financing, and the lack of a...
Persistent link: https://www.econbiz.de/10011305386
-lite borrowers but find evidence that cov-lite borrowers have worse future performance than other borrowers. The results collectively …
Persistent link: https://www.econbiz.de/10012835509
surplus and deficit unit of any society. So the efficiency and performance of a financial institution is the indication of …, liquidity, and profitability; which affect the performance of non-bank financial institutions. The methods used are descriptive …
Persistent link: https://www.econbiz.de/10012958800
I examine how credit reporting affects where firms access credit and how lenders contract with them. I use within firm-time and lender-time tests that exploit lenders joining a credit bureau and sharing information in a staggered pattern. I find information sharing reduces relationship-switching...
Persistent link: https://www.econbiz.de/10012904184