We study the profitability of banks operating in Lebanon between 1996 and 2007 and examine the effect of micro- and macroeconomic variables on it. We find that foreign control deteriorates bank ROA, and foreign banks (FBs) have better profitability than banks with majority domestic ownership...

This paper investigates the effect of financial deregulation and liberalisation on the productivity growth and efficiency of eleven Arab banking sectors (6 GCC banking sectors and 5 non-GCC banking sectors) over the period 2000-2010. The Data Envelopment Analysis method and the Malmquist total...

This paper tried to model the efficiency of banks operating in the MENA region between 2005 and 2011, using the stochastic frontier technique. The sample under study included banks from 11 different MENA countries. The empirical results show that – on average – those banks could save up to...

Using a unique sample of comparable online and in-person loan transactions, we study the determinants of arm's-length and inside lending focusing on the differential information content across debt types. We find that soft private information primarily underlies relationship lending whereas hard...

Two-sided market theory predicts that platforms may subsidize the participation of one type of agent by extracting surplus from another type to internalize indirect network externalities. However, few empirical studies exist to evaluate the impact of government intervention in these markets. We...

We study the ability of banks and merchants to influence the consumer's payment instrument choice. Consumers participate in payment card networks to insure themselves against three types of shocks

This paper analyses structural and cyclical determinants of banking profitability in 16 Western European countries. We find that financial structure matters, particularly through the beneficial effect of the capital market orientation in the respective national financial system. Furthermore,...

Despite extensive research interest in the last decade, the banking literature has not reached a consensus on the impact of bank mergers on deposit rates. In particular, results on the dynamics of deposit rates surrounding bank mergers vary substantially across studies. In this paper, we aim for...

The Scale-Efficiency version of the Efficient-Structure Hypothesis and the Structure-Conduct-Performance Hypothesis find empirical support in German banking data from 1998 to 2002. Due to the acceptance of the two hypotheses and the existence of overall economies of scale, we conclude that...

In this thesis the model of a payment card network is constructed to explore the impact of downstream market characteristics (i.e., the market where merchants and consumers interact) on the merchant and the interchange fee, thereby extending the literature’s observations of payment systems. To...