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The Increasing Financial Obligations Burden of U.S. Households : Who is Affected?
Hanna, Sherman D. - 2012
with an optimistic five year expectation of the economy were more likely to be in a household with a heavy burden …
Persistent link: https://www.econbiz.de/10013106275
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Are Retirement Decisions Vulnerable to Framing Effects? Empirical Evidence from NL and the US
Teppa, Federica - 2013
communicated to respondents. The analysis is based on a set of hypothetical questions posed in the DNB Household Survey as well as …
Persistent link: https://www.econbiz.de/10013088834
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House Prices, Home Equity-Based Borrowing, and the U.S. Household Leverage Crisis
Mian, Atif R. - 2010
increase in home equity by existing homeowners is responsible for a significant fraction of both the rise in U.S. household … 2008. Our conservative estimates suggest that home equity-based borrowing added $1.25 trillion in household debt, and …
Persistent link: https://www.econbiz.de/10013152833
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The Role of Self-Control on Retirement Preparedness of US Households
Kim, Kyoung Tae - 2017
retirement preparedness. This study provides financial educator and researchers with suggestions on how to help household make a …
Persistent link: https://www.econbiz.de/10012953540
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US Household Demand for Organic Fruit
Nelson, Erik - 2019
We estimate US household monthly elasticities of demand for some of the more popular organic fruits. To our knowledge … elasticity magnitudes tend to be largest in the representative middle-class household. Income elasticities of demand measurements …
Persistent link: https://www.econbiz.de/10012900489
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The Effects of Financial Literacy Overconfidence on the Mortgage Delinquency of US Households
Kim, Kyoung Tae - 2019
This study investigated the effect of objective and subjective financial literacy on mortgage payment delinquency using the 2015 National Financial Capability Study dataset. A hierarchical model showed a substantial negative effect of objective literacy on delinquency, but subjective literacy...
Persistent link: https://www.econbiz.de/10012897977
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Changes in the Risk Tolerance of US Households During 1992-2013
Hanna, Sherman D. - 2016
regression analyses controlling for age, racial/ethnic status, household composition, and other characteristics had generally … similar results to the descriptive patterns, so the changes do not seem related to changes in household composition …
Persistent link: https://www.econbiz.de/10012979317
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Credit Use of U.S. households After the Great Recession : The Role of Credit Constraints
Kim, Kyoung Tae - 2015
household debt, (1) installment loan debt and (2) credit card debt. Results of a Heckman selection model indicate that …
Persistent link: https://www.econbiz.de/10013010347
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Spousal Bargaining Power and Consumption of Married Couples in the US : Evidence from Scanner Data
Ahn, So Yoon; Koh, Yu Kyung - 2022
with household bargaining explanations. For couples with children, improved women’s household bargaining position is …
Persistent link: https://www.econbiz.de/10013292547
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How Did the Great Recession Affect U.S. Household Financial Burdens?
Hanna, Sherman D. - 2013
The recession that started in December 2007 was longer than any since the Great Depression of the 1930s. Household …
Persistent link: https://www.econbiz.de/10013079314