Banks use internal models to optimize risk weights and better account for the specific risk of each asset class. As the choice of a set of risk weights directly amounts to affecting the regulatory capital ratio, economic theory suggests that banks should optimize their risk weights also with...

This paper examines the intergenerational transmission of preferences between parents and their children. Specifically, we analyse whether parents transmit patience, the propensity to save, reading habits, and conscientiousness to their children, and how specific parenting styles – i.e....