This paper examines why health insurance coverage fell despite the lengthy economic boom of the 1990s. I show that insurance coverage declined primarily because fewer workers took up coverage when offered it, not because fewer workers were offered insurance or were eligible for it. The reduction...

Il Quaderno contiene una dettagliata ricostruzione dell'evoluzione del quadro normativo relativo agli strumenti di copertura della spesa privata per sanità e assistenza alla persona: dall'out-of-pocket, ai fondi sanitari vecchi e nuovi, alle società di mutuo soccorso, alle assicurazioni. Le...

Spanish Abstract: En este trabajo se presenta un análisis de la movilidad en el mercado laboral y los efectos que tiene sobre la evolución del sistema vigente de pensiones. Tradicionalmente se consideraba, en estudios relacionados con el tema de ahorro para el retiro, que las variables...

This paper examines current public opinion surrounding the future of employment-based health coverage and how it varies by demographics, health status, and selected questions on satisfaction with health care and ratings of the health care system in the United States. The public is in large part...

This paper examines public opinion surrounding the future of employment-based health coverage. Data come from the EBRI/MGA 2011 Health Confidence Survey (HCS), a survey that examines a broad spectrum of health care issues, including Americans’ satisfaction with health care today, their...

This paper presents findings from the 2011 Health Confidence Survey (HCS), the 14th wave of an annual survey that examines a broad spectrum of health care issues, including Americans’ satisfaction with health care today, their confidence in the future of the health care system and the Medicare...

This article considers two unrelated tax provisions – healthcare Flexible Spending Accounts (FSAs) and the charitable deduction. FSAs permit eligible taxpayers to set income aside tax-free to use for medical expenses. However, these accounts have a “use-it-or-lose-it” feature that...

The primary federal law governing employment-based retirement and health benefits in the private sector is the Employee Retirement Income Security Act of 1974, known as ERISA. Under ERISA, the regulation of employment-based health benefit plans has evolved into a system in which both the federal...

The purpose of this paper is to (1) briefly review past efforts by employers to curb rising costs in health benefit coverage and care, (2) help shed light on consumer values and how (and why) consumers make the health-related decisions they do, (3) describe and discuss values-based,...

This paper reviews the recent economic research on the relationship between health insurance and labor markets in the U.S., with an emphasis on research that has emerged since existing major reviews and the aim of identifying the types of data that are needed for this research to progress. We...