The aim of this article is to analyse the question of career interruptions and to evaluate their impact on pension retirement for French private sector workers. Using the last French survey on households' wealth (2003-2004), we first study the career set-backs for individuals born between 1937...

Nous nous intéressons au risque futur de longévité étant donné l'augmentation de l'espérance de vie due au progrès technologique et la hausse de la prévalence de maladies liées à l'obésité et à la sédentarité. Nous utilisons dans un premier temps des techniques de microsimulation...

As governments around the world struggle to reign in ballooning public deficits, one area that has been targeted for cost savings has been to increase the age of eligibility for retirement benefits. In Canada, the March 2012 federal budget announced plans to make a transition in the age of...

Canada and other countries are changing the age of public pension eligibility. A policy concern that arises is the welfare of those exiting the labour force before the age of pension eligibility. This paper addresses the welfare implications of early retirements by examining who isn’t...

Bien des gouvernements dans le monde entier luttent pour contenir leurs déficits publics qui gonflent, et l’un des domaines ciblés pour économiser a été d’augmenter l’âge de la disponibilité aux prestations de pension. Au Canada, le budget fédéral de mars 2012 a annoncé des...

We use simulation methods to analyze the impacts of certain proposed reforms to improve the coverage of longevity risk. This risk, which may in principle be adequately covered by classic defined-benefit pension plans, has been of particular interest in Quebec for some years now, notably due to...

The objective of this paper is to examine and analyze empirically whether the Central and Eastern Europe countries` reformed pension systems are providing adequate and safe pensions. Starting in 1990s, most Central and Eastern European countries radically reformed their pension systems. The...

Many middle-income workers save for retirement through 401(k) plans. This study addresses the concern that low account balances of older workers may indicate that these vehicles are not sufficient to insure adequate retirement savings. In particular, the study shows that workers are not...

The provision of health insurance has previously been shown to be an important determinant of retirement timing among older Americans, but the existing literature has largely ignored some aspects of the inter-spousal dependence of health insurance benefits. Specifically, the literature examines...

Many studies of labor force withdrawal patterns have focused on individuals who have had career jobs. This paper compares the demographic and economic characteristics of individuals who have never had a full-time career (FTC) job with those who have, and compares the timing and types of job...