This paper examines the level of participation by workers in public- and private-sector, employment-based pension or retirement plans, based on the U.S. Census Bureau’s March 2012 Current Population Survey (CPS), the most recent data currently available. It begins with an overview of...

This paper assesses the status of American families’ accumulations in individual account plans, both through the incidence of ownership and the average amounts accumulated. The Survey of Consumer Finances (SCF), the Federal Reserve Board’s triennial survey of wealth, is the basis for this...

This article investigates the impact of increases and decreases in the level of net immigration in the United States as well as the effect of changes in the unemployment rate on the financial status of the Social Security program. After presenting the historical values of these important...

This article examines February 2001 Current Population Survey (CPS) data for workers' participation in employment-based pension plans. The percentage of workers ages 21-64 participating in a plan was found to be 54.8 percent in 2001, up from 51.0 percent in 1995. Furthermore, workers with...

With the baby boom generation reaching retirement age, labor force growth is projected to slow significantly, to a level indicating that almost all future economic growth will be due to growth in productivity. This article uses the SSASIM policy simulation model to evaluate the effects of...

The Social Security Program has traditionally been a strongly supported and popular program for providing income protection for workers and their dependents from old-age, death, and disability. Social Security by most accounts has been a successful program, particularly in helping to lower the...

This Issue Brief updates the work done on previous versions of the Survey of Consumer Finances (SCF) by the Employee Benefit Research Institute (EBRI) with results from the 2001 SCF, which provides the most recent estimates of Americans' entire portfolio of wealth. The SCF not only includes...

The Employee Benefit Research Institute (EBRI) is a nonpartisan, nonprofit public policy research organization based in Washington, DC, that has been researching economic security issues for almost 25 years. This EBRI Issue Brief synthesizes highlights of recent EBRI research on retirement...

An investigation of the impact of the assumed value of the labor force participation rate on the Old-Age, Survivors Insurance and Disability Insurance (OASDI) trust funds' actuarial balance finds that further changes to the Social Security program - beyond increased participation - will be...

This study completes a series using the Retirement and Pension Plan Coverage Topical Module of the 1996 Survey of Income and Program Participation (SIPP), which contains recently released data from 1998, by examining the survey's more detailed questions concerning workers' employment-based...