This paper examines whether the COVID-19-induced employment shocks have increased suicides and safety net use in the second and third quarters of 2020. We exploit plausibly exogenous regional variation in the magnitude of the employment shocks in Japan and adopt a difference-in-differences...

Decoding the Distribution of House Price & Income Mix Ratio (HPIMR) to Calculate the Proportionate Investments required for the Housing Demand as per Affordability in India at the Country LevelAs per my paper published https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3693316 on the House...

This article considers the unique challenges of single parent Latinas and and a different way of viewing concerns of single parents. This alternative paradigm uses a holistic approach to the problems I had been pondering, acknowledging their interconnectedness, rather than artificially...

Households that contemplate moving to different cities or trading up/down in the future are exposed to substantial housing risk. In order to mitigate this risk, we derive optimal portfolios using CME housing futures. Housing investment risk is hedged by selling housing futures amounting to the...

As a basic element of the sustainable development of an area, the demographic component plays an essential role, being considered, most of the time, as representing its backbone. The stock of demographic resources, as well as their structure is a starting point in elaborating any alternative for...

Home ownership rates for New Zealanders of European descent aged 25 to 54 are 16 percentage points higher than for Maori in the same age group. This paper explores the relative attainment of home ownership of the two ethnic groups by estimating a series of tenure choice models and decomposing...

How shocks in one market influence the returns and volatility of other markets has been an important question for portfolio managers. In the finance literature, many studies found evidence of volatility spillovers across international markets, as well as between spot and futures markets....

The real estate investment trust (REIT) structure has come under increasing scrutiny given the problems the structure poses for firms wishing to retain earnings in depressed real estate equity and debt markets. We estimate the net benefits of the structure to be from 2%-5% of industry equity...

Fifty-two years ago, Congress enacted a one-of-a-kind civil rights directive. It requires every federal agency—and state and local grantees by extension—to take affirmative steps to undo segregation. In 2020, this overlooked Fair Housing Act provision—the “affirmatively furthering fair...