Advancement in technology has played an important role in the distribution strategy of commercial banks. Banks distribute their products and services not only through a sole channel but instead through a variety of channels such as internet banking, automated teller machines, mobile banking,...

Working Capital Management involves the management of inventories, accounts receivables and payables and cash. It is concerned with the determination of appropriate level of current asset and then efficient use as well as the choice of the financing mix for raising the current resources....