about borrowers, and so does the default risks. This model will allow banks to offer collateral-free lower-interest credit …

Funding -- Risk Appetite Is an Oxymoron -- Source of Bank Funding Limits Its Use -- Small Business Credit Is Difficult to … Thinking/Technology Can Stifle Credit -- Managed Solutions -- Morality and Money -- The Unintended Consequences of Old Law …

An enterprise’s propensity to innovate has been recognised to have an important bearing on its performance. In Kenya …

access to credit by Micro, Small and Medium enterprises in Kenya. Our analysis employed cross-sectional data, the 2016 …Access to credit by micro, small and medium enterprises is key for growth and employment. However, it is hindered by … participation, respectively, have 8.8, 6.05 and 1.97 percentage points higher chance of receiving formal credit. In terms of …