The Kenyan credit market is characterised by imperfections that manifest themselves in imbalances in the form of credit … gaps where supply deviates from its long-run trend. This paper extends the analysis of the credit market adjustment process … that closes the credit gap by estimating a Seemingly Unrelated regression (SUR) model. The empirical results show that the …

This paper investigates the nexus between bank-based financial inclusion and asset quality of 43 Banks in Kenya using … growth in outstanding bank credit, deposit growth and asset quality, we find that lagged credit growth has a positive … Ratio is also seen to have a negative contemporaneous effect on credit growth, an indication of immediate supply side …

The paper examines the effect of sectoral risk on bank returns that accrue from the extension of credit to the … different sectors of the economy in Kenya. Based on Dynamic Panel Data regressions of quarterly sectoral data spanning from 2011 …-linear relationship between risk and return regardless of the measure of risk, (3) Sectoral credit expansion is significantly impacted by …

expectations, as captured in the Central Bank of Kenya's Quarterly Credit Officers Survey. The study developed an index to measure … credit supply in Kenya increases with an increase in credit demand expectations, other factors remaining constant, while …This study examined the responsiveness of commercial banks' sectoral credit supply to changes in credit demand …

performance of commercial banks in Kenya. This study specific objective sought to determine the influence of loan portfolio … quality diversification factor on the financial performance of commercial banks in Kenya To achieve the objective the study … composed of credit directors and operation directors. A multiple regression analysis was run so as to determine the influence …

This study sheds light on small and medium-sized enterprise (SME) financing and its performance in Thailand. It … elaborates on the key sources of finance existing for Thai manufacturing SMEs and their importance for SME performance as … enhancing SME access to external finance. Our results confirm that retained earnings are crucial to increase SME technical …