availability of credit to small businesses. Small businesses have fewer alternatives to external finance than do large companies. A …, asset-based lending, credit scoring, and relationship lending; lending is compared with the other technologies in terms of … shocks to the economic environment in which banks and small businesses function on the availability of credit to small …

Has information technology improved small businesses' credit access by hardening the information used in loan …

' credit demand by examining lending by different lenders to the same firm, by comparing firms within the same narrow industry …. Our results show that finance companies and FinTech lenders are major suppliers of credit to small businesses and played …

bank and a crowdlending platform and show that the entry of crowdlending can induce a switching effect as well as a credit …

absent in these markets. We introduce a dataset of 414 SME marketplace loans and 8,236 online loan days to test these …

This Data Point article focuses on small business credit, examining patterns in small business lending (SBL) and the … credit, we drill down to analyze variation in lending and sources of lending across a number of different community … Bureau, other government agencies, and private industry are making to improve access to credit. The following analysis will …

play a beneficial role in the presence of private credit market frictions, especially when financial constraints are severe …

This paper analyses the role of lending technologies and banking relationships on firms' credit access in Italy. Using … EFIGE firm-level data, we show that the depth and strength of firm-bank relationships have heterogeneous effects on credit … constraints for small firms, while borrowing from a large number of lenders hinders access to credit for large companies. Small …