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This paper uses cross-country firm-level surveys to gauge access to financial services and the importance of financing constraints for African enterprises. The paper compares access to finance in Africa and other developing regions of the world, within Africa across countries, and across...
Persistent link: https://www.econbiz.de/10012972791
loan approval and affects SME rather than micro borrowers …
Persistent link: https://www.econbiz.de/10013056178
businesses, they are likely to face credit rationing in financial markets. If true then policies that promote lending to small …
Persistent link: https://www.econbiz.de/10013046172
-2009 crisis on credit availability for small firms. The paper uses data from AccessBank Azerbaijan which was affected in its … shock, in contrast, reduces the approval likelihood for SME loans in particular, while agro and micro loans are considerably … less affected. Finally, bank relationships increase credit availability in good as well as in bad times. …
Persistent link: https://www.econbiz.de/10012552134
Persistent link: https://www.econbiz.de/10013286059
businesses, they are likely to face credit rationing in financial markets. If true then policies that promote lending to small …
Persistent link: https://www.econbiz.de/10013032373
Persistent link: https://www.econbiz.de/10012887904
We investigate how communication within banks affects small-business lending. Using travel time between a bank's headquarters and its branches to proxy for the costs of communicating soft information, we exploit shocks to these travel times to evaluate the impact of within bank communication...
Persistent link: https://www.econbiz.de/10012849276
Persistent link: https://www.econbiz.de/10010205383
We investigate how communication within banks affects small business lending. Using travel time between a bank's headquarters and its branches to proxy for the costs of communicating soft information, we exploit shocks to these travel times to evaluate the impact of within bank communication...
Persistent link: https://www.econbiz.de/10012479821