Kenya is affected by the bank size, credit risk, and efficiency among others. In particular, the larger the size of the bank …, the adoption of risk-based pricing has gained traction, and, in this paper, we use annual bank level and macroeconomic … heterogenous and dependent on bank-specific characteristics and internal policies, while the macroeconomic environment will have a …

The study seeks to determine how the bank credit allocation has evolved in pre - covid, covid and post covid era amid … - 2021 period. Panel Autoregressive Distributed Lag and panel Generalized Method of Moments were applied for bank level data …, liquidity, covid are all negatively related to bank credit allocation. In addition, interaction of covid with credit and …

Background: Agribusiness loans advanced by Agricultural Finance Corporation (AFC) in Mount Kenya Region have high … default rate of 20.33% which compares unfavourably with 10% benchmark for all types of loans in Kenya. This is a challenge … default rate in agricultural finance corporation, Mount Kenya Region.Methods: According to AFC records Mount Kenya region …

households in three agro-ecological zones in Kenya. To control for unobserved heterogeneity, a "within" household fixed effects …