Similar Search Results

Technological change and financial innovation in banking : some implications for fintech

Frame, W. Scott; Wall, Larry D.; White, Lawrence J. - 2018

Financial intermediation has changed dramatically over the past 30 years, due in large part to technological change. The paper first describes the role of the financial system in a modern economy and how technological change and financial innovation can affect social welfare. We then survey the...

Persistent link: https://www.econbiz.de/10011913654

Technological change and financial innovation in banking : some implications for FinTech

Frame, W. Scott; Wall, Larry D.; White, Lawrence J. - 2018

Persistent link: https://www.econbiz.de/10011997859

Financial technology and regulation : the competitive impact of open banking

Borgogno, Oscar; Manganelli, Antonio - In: Market and competition law review 5 (2021) 1, pp. 105-139

Persistent link: https://www.econbiz.de/10013163509

The Regulation of Fintech Banks : Questions and Perspectives

Lemma, Valerio - 2020

into European Central Bank's definition of ‘fintech bank', in order to understand the role and the scope of supervision …

Persistent link: https://www.econbiz.de/10012841883

Fintech and Banking

Thakor, Anjan V. - 2019

This paper is a review of fintech and its interaction with banking. Included in fintech are innovations in payment systems (including cryptocurrencies), credit markets (including P2P lending), and insurance, with blockchain-assisted smart contract playing a role. The paper provides a definition...

Persistent link: https://www.econbiz.de/10012893090

Does FinTech Compete with or Complement Bank Finance?

Cole, Rebel A. - 2019

data indicate that bank failures in a county are associated with a reduction in debt and rewards crowdfunding, and total … crowdfunding (including donations and rewards as well, however, bank failures are statistically unrelated to those types of … crowdfunding in our empirical setting). The data are consistent with bank failures being associated with a reduction in the …

Persistent link: https://www.econbiz.de/10012896639

The Fintech Revolution : A Threat to Global Banking?

Cortina Lorente, Juan Jose - 2019

The period since the global financial crisis of 2008 has been characterized by the emergence of a broad set of tech-driven financial companies ( "fintech" companies), acting in parallel with traditional banking services. Although the new players are ramping up competition, pushing digital...

Persistent link: https://www.econbiz.de/10012898018

Gatekeeping the gatekeepers: when big techs and fintechs own banks : benefits, risks and policy options

Zamil, Raihan; Lawson, Aidan - 2022

Persistent link: https://www.econbiz.de/10012818122

Roadmap for Financial Aggregation in Nigeria : The Fintech, Banks and Regulators Guide

Nwaokike, Ugo - 2019

The Nigerian Fintech's space is developing. Traditional financial institutions particularly the banking sector, are redefining their financial offerings by 'finnovating' and blurring the lines that the average Fintech start-ups had initially created through their disruptive technology. However,...

Persistent link: https://www.econbiz.de/10012870520

Fintech and banks collaboration: does it influence efficiency in the banking sector?

Ntwiga, David Bundi - 2020

continue to alter the landscape in the banking sector in Kenya, the collaboration between Fintech and bank will continue to … shape the evolution of credit allocation and delivery of services. This study investigates if Fintech and bank collaboration …

Persistent link: https://www.econbiz.de/10012801628