We investigate the optimal savings decisions for investors with access to pre-tax (traditional) and post-tax (Roth …

Government policymakers should not overlook enhancing RRSPs as a way to boost retirement savings by Canadians …, according to a report from the C.D. Howe Institute. In “The Overlooked Option for Boosting Retirement Savings: Higher Limits for …

Retirement savings abandonment is a rising concern connected to defined contribution systems and default enrollment. We … automatic rollover IRAs, a type of default account. We nest our findings in a model of retirement savings featuring forgetting …

Many studies show that workers make poor decisions about pension savings. Policy responses to these failures include … social security retirement arrangements, tax benefits for pension savings and, in some countries, also mandatory private … savings towards retirement. This study examines the response of Israeli employees to the introduction of mandatory pension …

relationship between the gender gap in financial literacy and the gender gap in pension savings amongst non-retired adults aged 18 … where the focus is on pension savings and a more structural specification where the focus is on the "pension return" (the … ratio of pension savings to cumulative earnings). Oaxaca-Blinder decomposition analysis suggests that around 8.5 per cent of …

, pension saving is taxed at a relatively low rate, although the revenue loss due to tax facilities for pension savings and … budgetary effects of a cash-flow tax regime for pension savings by full present-value calculations.The fiscal subsidy on pension … savings in several (European) countries is often associated with the application of the cash-flow treatment of pensions under …

rates and expense ratios, and we estimate this could lead to aggregate savings for these participants over a 20-year period …

UDLs for longer time accumulate more savings. This effect holds for both financial and total wealth and is stronger at … financial literacy, contributing to uncover the mechanisms through which the risk of divorce may affect savings. Our results are …