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The Influence of Personality Traits on Private Retirement Savings in Germany

Schäfer, Konrad - 2016

This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced … investigated how the Big-Five and the Locus of Control influence the decision to have private retirement savings, and the estimated … amount of these savings. Results indicate a positive effect for Extraversion and a negative effect for Agreeableness on the …

Persistent link: https://www.econbiz.de/10012983094

The Life Cycle Model, Replacement Rates, and Retirement Income Adequacy

Biggs, Andrew G. - 2016

Persistent link: https://www.econbiz.de/10012983188

Retirement and the Stock Market Bubble

Gustman, Alan L.; Steinmeier, Thomas L. - 2003

This paper specifies and estimates a structural dynamic stochastic model of the way individuals make retirement and saving choices in an uncertain world, and applies that model to analyze the effects of the stock market bubble on retirement behavior. The model includes individual variation both...

Persistent link: https://www.econbiz.de/10014093130

Extrapolative Expectations and Retirement Savings

Cota, Marta - 2023

enrollment yields negligible effects on retirement savings …

Persistent link: https://www.econbiz.de/10014351062

Plan Design and Participant Behavior in Defined Contribution Retirement Plans : Past, Present, and Future

Reuter, Jonathan - National Bureau of Economic Research - 2024

savings are smaller than the short-run effects, with some savings financed via debt. I also review efforts to expand access to … employer-based retirement savings and liquid savings, the pros and cons of target date funds as default investment options …

Persistent link: https://www.econbiz.de/10014635616

Ethics, Earnings, and ERISA : Ethical-Factor Investing of Savings and Retirement Benefits

Feuer, Albert - 2021

increasingly popular among Americans, and American savings and retirement plans. Ethical-factor investing includes, but is not …-qualification questions arise in the retirement/savings plan realm with respect to ethical factor investing. Fiduciaries of non-ERISA plans … ethical-factor investments on behalf of participants and beneficiaries, such as those for defined benefit plans? Retirement/savings …

Persistent link: https://www.econbiz.de/10013249285

How an ERISA Fiduciary May Try to Save the World

Feuer, Albert - 2020

On November 13, 2020, the U.S. Department of Labor (DOL) promulgated a final regulation regarding the investment duties of an ERISA fiduciary in selecting either direct plan investments or investment alternatives to make available to participants and beneficiaries of self-directed plans (the...

Persistent link: https://www.econbiz.de/10014090033

Ethics, ESG, and ERISA : Ethical-Factor Investing of Savings and Retirement Benefits Part 2

Feuer, Albert - 2020

arrangements or of self-directed ERISA savings and retirement plans, such as most 401(k) plans, may use any of the three ethical …

Persistent link: https://www.econbiz.de/10014102468

Ethics, ESG, and ERISA : Ethical-Factor Investing of Savings and Retirement Benefits - Part 1

Feuer, Albert - 2020

Ethical-factor investing is investment decision-making that takes into account ethical factors. It includes faith-based investing, Environmental, Social or Governance (ESG) investing, and sustainable investing. It is becoming more and more widespread. This has occurred despite a lack of widely...

Persistent link: https://www.econbiz.de/10014102853

Government's Costs for Retirement Accounts

Reed, Chris - 2017

Americans are considering major reforms to income tax, both personal and corporate. In order to fund the desired reduction in tax rates it is necessary to broaden the tax base. All tax deductions, credits and exempt incomes (tax expenditures) are under review. On that list are the tax sheltered...

Persistent link: https://www.econbiz.de/10012946984