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Financial Literacy and Preparation for Retirement

Nolan, Anne - 2019

The economic and financial landscape facing individuals as they move through their life-cycle is becoming increasing complex. Internationally, declines in the coverage and generosity of public programmes mean that individuals now need to assume responsibility for a greater share of their future...

Persistent link: https://www.econbiz.de/10012870293

The Ant or the Grasshopper? The Long-Term Consequences of Unilateral Divorce Laws on Savings of European Households

Angelini, Viola - 2016

UDLs for longer time accumulate more savings. This effect holds for both financial and total wealth and is stronger at … financial literacy, contributing to uncover the mechanisms through which the risk of divorce may affect savings. Our results are …

Persistent link: https://www.econbiz.de/10012978950

International Comparative Household Finance

Badarinza, Cristian - 2016

contrasts across countries. The paper then discusses retirement savings, investments in risky assets, unsecured debt, and …

Persistent link: https://www.econbiz.de/10013004001

Simplifying Choices in Defined Contribution Retirement Plan Design

Keim, Donald B. - 2015

rates and expense ratios, and we estimate this could lead to aggregate savings for these participants over a 20-year period …

Persistent link: https://www.econbiz.de/10013011013

Financial Literacy and Suboptimal Financial Decisions at Older Ages

Fong, Joelle H. - 2019

Over the life-cycle, wealth holdings tend to be highest in the early part of retirement. The quality of financial decisions among older adults is therefore an important determinant of their financial security during the asset drawdown phase. This paper assesses how financial literacy shapes...

Persistent link: https://www.econbiz.de/10012860766

Outliving Our Savings : Registered Retirement Income Funds Rules Need a Big Update

Robson, William B. P. - 2014

Many retirees face dramatic erosion of their savings due to outdated government rules, says a new C.D. Howe Institute … report. In “Outliving Our Savings: Registered Retirement Income Funds Rules Need a Big Update,” authors Alexandre Laurin and … income funds (RRIFs) and similar accounts, to protect Canadians from outliving their savings …

Persistent link: https://www.econbiz.de/10013052957

Helping Ontarians Save for Retirement : How the Province Could Adapt the Canada Supplementary Pension Plan

Ambachtsheer, Keith - 2014

As Ontario pushes ahead with pension reform to improve retirement security for its citizens, it should consider a “middle-way” solution between current competing visions for reform, according to a report released today by the C.D. Howe institute. In “Helping Ontarians Save for Retirement:...

Persistent link: https://www.econbiz.de/10013057219

Employer and Worker Contributions to Health Reimbursement Arrangements and Health Savings Accounts, 2006-2013

Fronstin, Paul - 2014

of health reimbursement arrangements (HRAs) and health savings account (HSA)-eligible plans (consumer-driven health plans …

Persistent link: https://www.econbiz.de/10013058919

Drawing Down Our Savings : The Prospects for RRIF Holders Following the 2015 Federal Budget

Robson, William B. P. - 2015

) and similar tax-deferred accounts will reduce the risk that many Canadians will outlive their savings. Yet with yields on … Institute report. In “Drawing Down Our Savings: The Prospects for RRIF Holders Following the 2015 Federal Budget,” authors …

Persistent link: https://www.econbiz.de/10013019683

What's Happening with Retirement Saving and Retirement Incomes? Better Data Tell a Better Story

Biggs, Andrew G. - 2016

Both households and policymakers are concerned about retirement security, amidst widespread perceptions that households are not saving adequately for retirement. But many of the commonly-cited data understate retirement plan availability and participation as well as the income that retirees...

Persistent link: https://www.econbiz.de/10012983523