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Does the expansion of public long-term care funding affect savings behaviour?
Costa-Font, Joan; Vilaplana Prieto, Cristina - 2016
of long-term care subsidies on savings is far from clear. In this paper we take advantage of a policy intervention to … study the effect on savings and savings behaviour of the progressive introduction of a public long-term care subsidy … Spanish old-age dependants to obtain care support, and was orthogonal to household savings. We draw on a difference …
Persistent link: https://www.econbiz.de/10011547941
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Disclosure, trust and persuasion in insurance markets
De Meza, David E.; Irlenbusch, Bernd; Reyniers, Diane J. - 2010
This high-stakes experiment investigates the effect on buyers of mandatory disclosures concerning an insurance policy's value for money (the claims ratio) and the seller's commission. These information disclosures have virtually no effect despite most buyers claiming to value such information....
Persistent link: https://www.econbiz.de/10008688915
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Social, Environmental, Ethical and Trust (SEET) Issues in Banking : An Overview
Hoepner, Andreas G. F. - 2010
Interest in Social, Environmental, Ethical and Trust (SEET) in banking has experienced a rapid growth over the last decade. This paper provides the first overview of SEET issues in banking. The overview introduces international initiatives such as: the United Nations Environmental Programme...
Persistent link: https://www.econbiz.de/10013137570
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Disclosure, Trust and Persuasion in Insurance Markets
de Meza, David - 2010
This high-stakes experiment investigates the effect on buyers of mandatory disclosures concerning an insurance policy's value for money (the claims ratio) and the seller's commission. These information disclosures have virtually no effect despite most buyers claiming to value such information....
Persistent link: https://www.econbiz.de/10013139875
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The Death of Trust Across the U.S. Finance Industry
Limbach, Peter - 2020
unique to the finance industry. It is related to a lack of confidence only in institutions that are relevant to the finance …
Persistent link: https://www.econbiz.de/10012838994
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Financial Knowledge and Trust in Financial Institutions
van der Cruijsen, Carin - 2020
Using fourteen years of data on Dutch consumers' trust in financial institutions, we find that financially literate consumers are more likely to trust banks, insurance companies and pension funds, and the competence and integrity of the managers of these institutions. This holds both for...
Persistent link: https://www.econbiz.de/10012842448
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Who Trusts Insurance? Empirical Evidence from Seven Industrialised Countries
Courbage, Christophe - 2019
While the importance of trust in insurance is widely recognised, surprisingly, existing literature on the determinants of trust in insurance remains scarce. This paper investigates the determinants of trust in insurance in seven industrialised countries in Europe, North America and Asia using...
Persistent link: https://www.econbiz.de/10012868378
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Do you Trust your Insurer? Ambiguity about Contract Nonperformance and Optimal Insurance Demand
Peter, Richard - 2018
We study optimal insurance demand for a risk- and ambiguity-averse consumer under ambiguity about contract nonperformance. Ambiguity aversion lowers optimal insurance demand and the consumer's degree of ambiguity aversion is negatively associated with the optimal level of coverage. A more...
Persistent link: https://www.econbiz.de/10012928782
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Does Trust in an Online Marketplace Means Trust in Online Investing?
Chandra, Metta; Dalimunthe, Zuliani; Prabowo, Hendro - 2021
In this study, we analyze factors influencing the intention to invest in mutual funds in e-commerce or online marketplace. We built a model based on the trust transfer theory to examine whether perceived similarity with other digital products – such as mobile payment products- affects...
Persistent link: https://www.econbiz.de/10013241261
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Has the COVID-19 pandemic affected public trust? Evidence for the US and the Netherlands
van der Cruijsen, Carin; de Haan, Jakob; Jonker, Nicole - 2021
Using two large-scale surveys among households, we examine the drivers of trust in banks, insurance companies, BigTechs, and other people in the United States and the Netherlands, and analyse whether the COVID-19 pandemic has affected public trust. Our results suggest that the COVID-19 pandemic...
Persistent link: https://www.econbiz.de/10013214660