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An Unintended Consequence of Mortgage Financing Regulation - A Racial Disparity
Kau, James B. - 2020
This study investigates whether mortgage financing regulation unintentionally leads to minorities paying a higher loan contract rate under a risk-based pricing system. We provide evidence that minority borrowers prepay less frequently than comparable non-minority borrowers and thus have lower...
Persistent link: https://www.econbiz.de/10012842179
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An unintended consequence of mortgage financing regulation : a racial disparity
Kau, James B.; Fang, Lu; Munneke, Henry J. - In: The journal of real estate finance and economics 59 (2019) 4, pp. 549-588
Persistent link: https://www.econbiz.de/10012385068
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A spatial analysis of borrowers' mortgage termination decision : a nonparametric approach
Fang, Lu; Munneke, Henry J. - In: Regional science & urban economics 86 (2021), pp. 1-21
Persistent link: https://www.econbiz.de/10012533816
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An Unintended Consequence of Mortgage Financing Regulation - A Racial Disparity
Kau, James B. - 2020
This study investigates whether mortgage financing regulation unintentionally leads to minorities paying a higher loan contract rate under a risk-based pricing system. We provide evidence that minority borrowers prepay less frequently than comparable non-minority borrowers and thus have lower...
Persistent link: https://www.econbiz.de/10012846647
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Convergence analysis of weighted expected residual method for nonlinear stochastic variational inequality problems
Lu, Fang; Li, Shengjie; Yang, Jing - In: Mathematical methods of operations research 82 (2015) 2, pp. 229-242
Persistent link: https://www.econbiz.de/10011374621
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Modeling and optimization of a spatial detection system
Lu, Fang; Hasenbein, John J.; Morton, David P. - In: INFORMS journal on computing : JOC 28 (2016) 3, pp. 512-526
Persistent link: https://www.econbiz.de/10011539006
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Mortgage pricing implications of prepayment : separating pecuniary and non-pecuniary prepayment
Fang, Lu - In: The journal of real estate finance and economics 60 (2020) 3, pp. 239-269
Persistent link: https://www.econbiz.de/10012226674
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Automatic variable selection for semiparametric spatial autoregressive model
Lu, Fang; Liu, Sisheng; Yang, Jing; Lu, Xuewen - In: Econometric reviews 42 (2023) 8, pp. 655-675
Persistent link: https://www.econbiz.de/10014321660
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Dynamics of the urban zoning structure: an empirical investigation of zoning change
Munneke, Henry J. - In: Journal of urban economics 58 (2005) 3, pp. 455-473
Persistent link: https://www.econbiz.de/10003237238
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Redevelopment decisions for commercial and industrial properties
Munneke, Henry J. - In: Journal of urban economics 39 (1996) 2, pp. 229-253
Persistent link: https://www.econbiz.de/10001196593