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. Decentralised banks, which are predominantly regional savings banks and cooperative banks in Germany, nearly account for most … techniques for retail banking, like bank-ICT and rating systems. The detailed comparison of a savings bank with a big bank … challenges regional savings-investment cycles and thus regional independency. Second, mergers, branch closures and the …
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Saving and Credit Co-operative (SACCOS) employees of Kathmandu. The total sample consisted of 400 employees (Males=152 …
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