screen out high credit risk and potentially increase access to credit for small business owners in Peru. We use … entrepreneurs who were offered a loan based on the traditional credit-scoring method versus the EFL tool. We find that the … entrepreneurs - i.e., those with a credit history. For unbanked entrepreneurs - i.e., those without a credit history - using the EFL …

of these enterprises is their difficulty in accessing finance from banks and other financial institutions. The Credit … is a credit guarantee program initiated by the Bangko Sentral ng Pilipinas that enables enterprises and cooperatives to …

jump back up to around 200 basis points. We surmise that in a booming credit market the certification of corporate …

that well-functioning credit markets would reflect a bank channel for monetary policy at work, we test whether a change in … and the associated change in interest rate does not affect change in bank credit, change in total debt and the proportion … of bank credit in total debt for any of the firms. We discuss the policy implications of the findings. …

We show that credit supply shocks have a strong impact on firm-level as well as aggregate investment by applying the …

This paper studies the impact of foreign bank entry on domestic firms' access to bank credit using a within … that non-state-owned firms become able to substitute some trade credit with long-term bank loans. The findings suggest that …

. These results are consistent with the hypothesis that hedge fund activism increases credit risk by exacerbating shareholder …

' assessments of firms' credit quality and economic worth following loan announcements. Our sample comprises 986 announcements of …