Savings accounts are owned by most households, but little is known about the performance of households' investments. We … create a unique dataset by matching information on individual savings accounts from the DNB Household Survey with market data …

This paper deals with the risk management of savings accounts. Savings accounts are non-maturing accounts bearing a … simultaneously raises serious concerns by some regulators. In this paper, we focus on the interest rate risk management of savings … years if market rates start to increase dramatically. We conclude that savings accounts are risky instruments that cannot be …

and bond investments during accumulation of pension savings. The model has been proposed and analyzed by the authors. We … of saving, the level of savings and the short rate. We furthermore summarize the results of testing the model on the …

eschew traditional portfolio management in favor of transferring some or all of their savings to an insurance company in …

the Eurozone countries whose populations are expected to revise their savings plans. Precise implications are drawn for …

We study the savings transfers between banks by retail depositors. Our sample comprises annual savings account data … interest rates across savings accounts help explain the extent to which depositors reallocate their savings to either a newly … opened or an existing account. The depositors in our sample transfer between 3 and 6% of their savings for each percentage …

invest their money. In two experiments, we find that people, when the alternative is to take one's savings out of the bank …, show a large tolerance to NIR. This tolerance fluctuates as a function of the size of one's savings (less tolerance for …