This paper analyzes the Wirecard AG case from a digital finance perspective. The relatively low pace of digital transformation of financial supervisors and the high speed of advancements in technology increase the technological gaps between supervisors and their responsibility areas and result...

FinTech (financial technology) is asserted as a disruptive paradigm with digital technologies driving authentic innovation within the financial services industry. Much attention and hyperbole has been attributed to startup FinTech developers and the potential of applications for consumers of...

There is uncertainty among financial markets participants as to how to apply the traditional banking regulation to fintechs. This article focuses on fintech regulation through the lens of banking supervision. It discusses the trend towards co-operation between banks and fintechs, the applicable...

Canada has a stable financial system with large national banks that integrate fintech internally to improve operations, products and service. Because of the size and stability of its major banks, Canada has been criticized as lagging globally in consumer fintech adoption rates and fostering new...

Despite the rise of investments in fintech, financial services in Africa remain inaccessible to a large segment of the population, particularly to vulnerable groups including women. However, with uniquely designed fintech products and suitable regulations, there is now a chance to provide...

The Catawba Digital Economic Zone (“CDEZ”) achieved a number of firsts when it launched in late 2022: the world’s first entirely virtual special jurisdiction devoted to financial services using technologies like blockchains, cryptocurrencies, digital assets, and artificial intelligence...

China's leapfrogging into a global legal market of FinTech and online micro-lending has historically surcharged by the government's "light-touch" regulatory approach. With the incoming tightening regulation foreshadowed by the Interim Measures for Administering Online Micro-lending Business...

The world thrives on continuous technological innovations in diverse areas, from health to agriculture, education, information, and even finance, amongst others. The essence of these innovations is to create ease, automating and simplifying operations to achieve greater results. This is...