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policy issue by characterizing consumers who pay cash for in-person purchases and banked and unbanked consumers who do not … discussions of alternatives to cash that may be needed before all brick-and-mortar stores become cashless …
Persistent link: https://www.econbiz.de/10012849476
issue by characterizing consumers who pay cash for in-person purchases and consumers who do not have credit or debit cards … to cash for in-person purchases that may be needed before all brick-and-mortar stores become cashless. …
Persistent link: https://www.econbiz.de/10012003986
? What do they imply for the future of cash and digital payments? We assemble a new “Future of Payments” database on retail … countries. We find that card-not-present payments, payment app downloads and the volume of cash in circulation all rose in weeks …
Persistent link: https://www.econbiz.de/10014261473
? What do they imply for the future of cash and digital payments? We assemble a new "Future of Payments" database on retail … countries. We find that card-not-present payments, payment app downloads and the volume of cash in circulation all rose in weeks …
Persistent link: https://www.econbiz.de/10013536195
- wide access to cash is fundamentally important for a healthy economy. In this study, three main research areas were …' payment choices; 3. underlying factors for holding cash in a wallet (i.e. for transactional purposes). Regression results for … income and education, or lower level of cash income are more likely to prefer and actually use electronic payment methods …
Persistent link: https://www.econbiz.de/10013373669
U.S. consumers' demand for cash is estimated with new panel micro data for 2008-2010 using econometric methodology … zero, cash demand by consumers using credit cards for convenience (without revolving debt) has the same small, negative …, interest elasticity as estimated in earlier periods and with broader money measures. However, cash demand by consumers using …
Persistent link: https://www.econbiz.de/10010251824
This paper focuses on the value of consumer payments made with cash, which we refer to as “total cash spending”, and … the share of total spending that is made with cash, which we refer to as the “cash-spending share”. We provide estimates … of these measures of cash use for 2000-2011 and forecasts of these measures of cash use for 2012-2022 for ten diverse …
Persistent link: https://www.econbiz.de/10013081209
U.S. consumer cash payments averaged 26 percent of all U.S. consumer payments by number (volume share) from 2008 to … estimates from the Diary of Consumer Payment Choice (DCPC) show that the volume share of consumer cash payments is higher than … estimated in the SCPC and suggest that the cash volume share was 8 percentage points lower in 2015 than in 2012. The DCPC most …
Persistent link: https://www.econbiz.de/10012941898
ownership of deposit accounts and payment cards at the individual level and on the use of payment instruments (i.e., cash …
Persistent link: https://www.econbiz.de/10012938898
-person purchases. Some buyers use only one payment instrument. Others combine the use of mostly cash, credit, debit cards, and a few …
Persistent link: https://www.econbiz.de/10012105132