This study provides new evidence on the impact of the Community Reinvestment Act (CRA) on mortgage lending by taking …

behaviour of Italian mortgage lenders using a novel loan-level dataset. When policy rates turn negative, banks with higher …

Using unique nationwide property-level mortgage, flood risk, and flood map data, we analyze whether lenders respond to … securitize/sell mortgages to borrowers prone to flood risk. Taken together, our results are indicative that mortgage lenders are …

We use an empirical model of commercial mortgage spreads to examine how tenant diversification impacts credit spreads … given to properties with moderate levels of tenant diversification, we find the likelihood with which a mortgage goes into …

mortgage market outcomes, indicating an improved borrower pool. Specifically, approval ratios and mortgage applications …