Similar Search Results

FinTech credit and entrepreneurial growth

Hau, Harald; Huang, Yi; Shan, Hongzhe; Sheng, Zixia - 2021

Based on automated credit lines to more than two million vendors trading on Alibaba’s online retail platform, we show how the take-up of FinTech credit varies with the entrepreneur’s bank distance. Proximity to the branches of the five largest stateowned banks correlates positively with the...

Persistent link: https://www.econbiz.de/10012612853

Labeled loans and human capital investments

Augsburg, Britta; Caeyers, Bet; Giunti, Sara; Malde, Bansi - 2023

Imperfect capital markets and commitment problems impede lumpy human capital investments. Labeled loans have been postulated as a potential solution to both constraints, but little is known about the role of the label in influencing investment choices in practice. We draw on a cluster randomized...

Persistent link: https://www.econbiz.de/10014371953

Does restricting access to credit affect learning outcomes? : evidence from a regulatory shock to microfinance in India

Kalliyil, Muneer; Sahoo, Soham - 2024

This study examines how restricted access to microfinance by households affects children's learning outcomes, utilizing … a unique natural experiment that halted all microfinance operations in Andhra Pradesh (AP), India, in 2010. The analysis … girls and younger children. By focusing on the effects of regulatory restrictions rather than micro-finance service …

Persistent link: https://www.econbiz.de/10015084071

Targeting credit through community members

Vera Cossío, Diego Alejandro - 2019

Limited borrower information may create targeting distortions in credit markets. Community-based lending programs may reduce these distortions by exploiting information transmitted in local networks, but connections may create asymmetries in power. This paper analyzes how local leaders balance...

Persistent link: https://www.econbiz.de/10012154414

Access to finance and agency : an overview of the constraints to female-run enterprises

Said, Farah - In: The Lahore journal of economics 21 (2016), pp. 331-349

Persistent link: https://www.econbiz.de/10011588833

Business is tough, but family is worse : household bargaining and investment in microenterprises in Uganda

Fiala, Nathan - 2017

Persistent link: https://www.econbiz.de/10011687647

Essays in microeconomics of banking

Kowalik, Michał Karol - 2009

Persistent link: https://www.econbiz.de/10003861660

House prices, home equity, and personal debt composition

Li, Jieying; Zhang, Xin - 2017

Using a monthly panel dataset of individuals' debt composition including mortgage and nonmortgage consumer credit, we show that house price changes can explain a significant fraction of personal debt composition dynamics. We exploit the variation in local house price growth as shocks to...

Persistent link: https://www.econbiz.de/10011747818

Subgroup analysis of investment constraints : evidence from Ugandan microenterprises

Seitz, Helke - 2020

Most microenterprises barely grow beyond subsistence level, as profitable investments are not realized due to barriers like credit, savings, and managerial constraints. Using panel data, this study identifies subgroups that would benefit by an intervention aiming to alleviate constraints. Two...

Persistent link: https://www.econbiz.de/10012384618

Financial constraints matter : empirical evidence on borrowing behavior, microfinance and firm productivity

Boermans, Martijn A.; Willebrands, Daan - In: Journal of developmental entrepreneurship : JDE ; a … 23 (2018) 2, pp. 1-24

Persistent link: https://www.econbiz.de/10011919463

1
2
3
4
5
6
7
8
9
10
Next
Last