Narrow search
Showing 1 - 10 of 129,779
Cover Image
Adopting mobile money : evidence from an experiment in rural Africa
Batista, Catia; Vicente, Pedro C. - 2020
Who uses mobile money? What is mobile money used for? This paper describes the mobile money adoption patterns following the experimental introduction of mobile money for the first time in rural areas of Southern Mozambique. We use a combination of administrative and household survey data to...
Persistent link: https://www.econbiz.de/10012164537
Cover Image
Disruptive Innovations or Enhancing Financial Inclusion : What Does Fintech Mean for Africa?
Alade, Isa; Kavame Eroglu, Zehra G. - 2022
Despite the rise of investments in fintech, financial services in Africa remain inaccessible to a large segment of the … Africa within the context of financial inclusion. Upon reviewing the emerging approaches to the regulation of fintech on the … regulations for fintech in Africa should be guided primarily by financial inclusion considerations. After all, fintech occupies a …
Persistent link: https://www.econbiz.de/10013491818
Cover Image
Investigating the determinants and growth of financial technology depth of penetration among the heterogeneous Africa economies
Okoli, Tochukwu Timothy; Tewari, Devi D. - In: Cogent economics & finance 8 (2020) 1, pp. 1-18
mitigate financial crisis among Africa markets. In particular, the growth of Mobile-banking, ATM and Internet-banking as at …The widespread financial exclusion in Africa despite the continent's high adoption of financial technology (Fintech … average, Fintech usefulness in Africa is a dynamic heterogeneous process. Income per person, level of financial development …
Persistent link: https://www.econbiz.de/10013179707
Cover Image
Tech in Fin Before FinTech : Blessing or Curse for Financial Stability?
Pierri, Nicola - 2020
Motivated by the world-wide surge of FinTech lending, we analyze the implications of lenders' information technology adoption for financial stability. We estimate bank-level intensity of IT adoption before the global financial crisis using a novel dataset that provides information on hardware...
Persistent link: https://www.econbiz.de/10012831611
Cover Image
Fintech and financial inclusion : opportunities and pitfalls
Beck, Thorsten - 2020
Financial innovation in the form of new delivery channels, products, and providers has helped push out the frontier of access to finance and thus increase the bankable and banked population. Mobile money and crowdfunding platforms are prime examples for this. The same financial innovation has...
Persistent link: https://www.econbiz.de/10012259324
Cover Image
Regulating fintech : objectives, principles, and practices
Amstad, Marlene - 2019
This paper starts by revisiting the true definition of money and identifies that electronic money is not a new concept. It explains the spectrum of money in the context of the past, present, and future and argues that technology can only enhance the way we deal with money and will never change...
Persistent link: https://www.econbiz.de/10012113882
Cover Image
Comparing digital finance in the UK, US, India and Nigeria
Ozili, Peterson K. - In: Financial internet quarterly 16 (2020) 4, pp. 1-11
This paper examines digital finance usage in the UK, US, India and Nigeria. Using data from the global financial development indicators, the findings reveal that the UK and US have higher digital finance usage than India and Nigeria. The US has higher credit card usage compared to the UK while...
Persistent link: https://www.econbiz.de/10012509977
Cover Image
Does FinTech substitute for banks? : evidence from the Paycheck Protection Program
Erel, Isil; Liebersohn, Jack - 2020
New technology promises to expand the supply of financial services to small businesses poorly served by the banking system. Does it succeed? We study the response of FinTech to financial services demand created by the introduction of the Paycheck Protection Program (PPP). We find that FinTech is...
Persistent link: https://www.econbiz.de/10012244555
Cover Image
Banking Goes Digital : The Adoption of FinTech Services by German Households
Jünger, Moritz - 2019
Germany is falling behind its peers in adopting new digital technologies and financial services offered by non-bank high-tech startups (e.g., FinTech). Using survey data, we analyze which FinTech services households are likely to adopt. Our results indicate that a household's level of trust and...
Persistent link: https://www.econbiz.de/10012889034
Cover Image
The interaction between banking sector and financial technology companies : qualitative assessment - a case of Lithuania
Pu, Ruihui; Teresiene, Deimante; Pieczulis, Ina; Kong, Jie - In: Risks : open access journal 9 (2021) 1/21, pp. 1-22
The role of financial technology companies increases every day. From one side this process generates more possibilities for consumers from other side it is related with new risks which arise in banking sector. At the beginning of FinTech era lots of analyst were discussing about disruptive...
Persistent link: https://www.econbiz.de/10012423104