This paper builds a dataset on bank ownership that covers more than 6,500 banks in 181 countries (59 low … reversed these trends. At the country level, the relationship between bank ownership and each of GDP growth and financial depth …. Bank-level regressions show that state-owned banks are less profitable and have a higher share of non-performing loans than …

particular, competition for market share at times of expansion and the difficulty in assessing risk throughout the cycle. However …

, procyclical leverage does not occur. For banks without a binding constraint, fair value and bank regulation both can contribute to … procyclical leverage. Empirical findings based on a large sample of US commercial banks reveal that bank regulation explains …

that well-functioning credit markets would reflect a bank channel for monetary policy at work, we test whether a change in … and the associated change in interest rate does not affect change in bank credit, change in total debt and the proportion … of bank credit in total debt for any of the firms. We discuss the policy implications of the findings. …

, and bank mortgages are intertwined in what we call a deadly embrace. Without macroprudential policies, this deadly embrace …

This paper studies optimal bank capital requirements in a model of endogenous bank funding conditions. I find that … reason is that a high requirement during the recovery lowers bank shareholder value during the crisis and thus creates …

-step robust GMM estimator we show that restrictions on bank activities and more stringent capital standards weaken the capital … crunch effect, consistent with reduced risk taking and boosted bank charter values. Official supervision also reduces the … perspective. Weak regulations and supervision seem to increase the pro-cyclical effect of capital on bank lending …