Central Bank's policy-rate cuts in mid-2014. The pass-through of the rate cuts to banks' funding costs differs across the euro … provide a simple model of an augmented bank balance-sheet channel where in addition to costly external financing, there is …

Central Bank’s policy-rate cuts in mid-2014. The pass-through of the rate cuts to banks’ funding costs differs across the euro … provide a simple model of an augmented bank balance-sheet channel where in addition to costly external financing, there is …

risk factors, we separate the bank-specific selection and monitoring abilities from the composition of the loan portfolio …, on average, lower loan losses, (b) the loss rate of a given industry in a bank's loan portfolio is lower if the bank has …

decrease in average bank net interest margins, an increase in average bank gross loan ratios and a decrease in average bank … insolvency risk. We find limited support for the role of capital-openness however. For bank net interest margins, we find that … trade-openness, but not independently. For bank gross loan ratios and risk-taking, we find that higher capital …

In this paper we relate a bank’s choice between retail and wholesale liabilities to real economic uncertainty and the … resulting volatility of bank loan volumes. We argue that since the volume of retail deposits is slow and costly to adjust to … shocks in the volume of bank assets, banks facing more intense uncertainty and more volatile loan demand tend to employ more …

Following the global financial crisis of 2008/2009, many European countries introduced bank levies to enable financial … institutions to share in the costs of future banking crises via resolution and restructuring funds. Simultaneously, bank levies can … from banks’ balance sheets, this report investigates to what extent bank levies have reduced leverage ratios and what role …

This paper investigates whether monitoring by bank lenders affects CEO incentives of borrowing firms. We find that an … increase in bank monitoring incentives significantly reduce the sensitivity of CEO wealth to stock return volatility (Vega … CEO incentives to mitigate the risk-shifting incentives of firm managers …