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. Using data from Statistics Canada surveys, we analyze the internal rate of return (IRR) of these proposals for various types … instead for additional contributions into existing voluntary savings vehicles combined with a basic annuity purchased at …
Persistent link: https://www.econbiz.de/10014139085
The direct financial impact of the financial crisis has been to deal a heavy blow to investment-based pensions; many workers lost a substantial portion of their retirement saving. The financial sector implosion produced an economic crisis for the rest of the economy via high unemployment and...
Persistent link: https://www.econbiz.de/10010308576
This paper seeks to contribute to a forward-looking debate on possible reform options for the Canada Pension Plan (CPP … problems in Canada’s public pension insurance programs, but also because it could improve fairness across generations. The … retirement age in Canada. …
Persistent link: https://www.econbiz.de/10008542640
consequences for pension policy, with a dramatic reduction in the need for retirement savings and, particularly if accompanied by …
Persistent link: https://www.econbiz.de/10009144509
"traditional" registered pension plan or RPP, a "flexible" group registered retirement savings plan or group RRSP, and a "hybrid …
Persistent link: https://www.econbiz.de/10012005963
This paper makes use of a natural experiment to examine effects of potential capital losses and general attractiveness of pension schemes on employees' propensity to change jobs. On January 1st 2004, the two largest pension funds in the Netherlands, for civil servants and for the health care...
Persistent link: https://www.econbiz.de/10011819453
This paper makes use of a natural experiment to examine effects of potential capital losses and general attractiveness of pension schemes on employees' propensity to change jobs. On January 1st 2004, the two largest pension funds in the Netherlands, for civil servants and for the health care...
Persistent link: https://www.econbiz.de/10011744552
This paper makes use of a natural experiment to examine effects of potential capital losses and general attractiveness of pension schemes on employees' propensity to change jobs. On January 1st 2004, the two largest pension funds in the Netherlands, for civil servants and for the health care...
Persistent link: https://www.econbiz.de/10012951612
This paper makes use of a natural experiment to examine effects of potential capital losses and general attractiveness of pension schemes on employees' propensity to change jobs. On January 1st 2004, the two largest pension funds in the Netherlands, for civil servants and for the health care...
Persistent link: https://www.econbiz.de/10012952613
The strong link between health insurance and employment in the United States may cause workers to delay retirement until they become eligible for Medicare at age 65. However, some employers extend health insurance benefits to their retirees, and individuals who are eligible for such retiree...
Persistent link: https://www.econbiz.de/10012908425