, and climate change is predicted to intensify this problem. The Index-Based Livestock Insurance (IBLI) scheme piloted in …

In this paper, we introduce a model to study the interaction between insurance and banking. We build on the Federal … Crop Insurance Act of 1980, which significantly expanded and restructured the decades-old federal crop insurance program … our model. Banks increased lending to the agricultural sector in counties with higher insurance coverage after 1980, even …

In recent years, insurance against natural disasters has gained recognition as an important tool for climate risk … management that could, if carefully implemented, help increase the resilience of those insured. In response, insurance solutions … are increasingly tested and applied in many countries that have no prior experience with insurance or no existing market …

This paper provides an overview on the existing systems of natural hazards insurance in Europe, their structural … system change are numerous, including failure to recognise the role of state guarantees in enabling private insurance markets …, mistaken legal objections against mandatory insurance, distributional conflicts between central and state governments and re …

Homeowners’ insurance provides households financial protection from climate losses. To improve access and affordability …, state regulators impose price controls on insurance companies. Using novel data, we construct a new measure of rate setting … overcome pricing frictions by cross-subsidizing insurance across states. We show that in response to losses in high friction …

Homeowners’ insurance, a $15 trillion market by coverage, provides households financial protection from climate losses …. Insurance premiums (rates) are subject to significant regulations at a state level in the United States. Using novel data on … provide evidence of decoupling of insurance rates from their underlying risks and identify regulation as a driving force …

This study aims to assess the potential role of insurance in alleviating climate change risks in India. It does this by … exploring the unique challenges and opportunities that the Indian insurance industry faces in integrating climate risk insurance … into its risk management strategies. The study also examines the comprehensive research on the Indian insurance industry …

In response to the growing threat of climate change, the insurance industry has made significant investments in …, attorneys, insurance practitioners, and industry regulators model (re)insurer climate litigation risk. Section 2 of this report …

Flood insurance helps to cope with the risk of flooding, but take-up rates are relatively low. Insurance density could … rise if index-based insurance (IBI) were provided as an alternative to traditional damage-based insurance (DBI). We analyze …

case of the Italian earthquake insurance. In this sense, we examine in detail the vulnerability definition and its … relevance for citizens and for insurance companies. Then we investigate the Italian insurance market characterized by a very low … penetration of natural disasters insurance and the potential effects of a recent Government initiative called “Sisma Bonus”. The …