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Household debt and aging in Japan
Horioka, Charles; Niimi, Yoko - 2019
In this paper, we analyze the borrowing behavior of Japanese households in comparison to the other Group of Seven (G7) countries and also broken down by the age group of the household head. We find that pre-retirement households (households with a head in the 50-59 age group) in Japan do not...
Persistent link: https://www.econbiz.de/10012121910
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Housing Mortgage in the Russian Federation in H1 2013
Zadonsky, Georgy - 2013
In Q2 2013, the monthly weighted average interest rate on ruble-denominated housing mortgage loans was no longer on the ….9% in March 2013. The volume of housing mortgage lending in Q2 2013 amounted to Rb 315.5bn, which is by 26.63% higher than … the volume of similar loans granted over Q2 2012. The share of outstanding ruble-denominated debt against housing mortgage …
Persistent link: https://www.econbiz.de/10013074779
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Housing Mortgage in the Russian Federation in Q2 2015
Zadonsky, Georgy - 2015
In Q2 2015, housing mortgage loans (HML) totaling to Rb 242.53bn were originated which was 44.23% lower than the same … interest rates of the residential mortgage loans extended for purchasing accommodation in the new housing construction sector …
Persistent link: https://www.econbiz.de/10013014806
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Housing Mortgage in the Russian Federation in January 2015
Zadonsky, Georgy - 2015
In 2014, the volume of housing mortgage lending (HML) in the Russian Federation continued to grow despite the … development of crisis phenomena in the Russian economy. The volume of housing mortgage credits (HMC) allotted in 2014 (Rb 1 …
Persistent link: https://www.econbiz.de/10013025209
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Exploring affordability in the Irish housing market
Corrigan, Eoin; Foley, Daniel; McQuinn, Kieran; … - 2018
This paper examines housing affordability in Ireland by looking at the distribution of housing costs across households. Using microdata from the SILC survey over the period 2005-2015, the contribution of this paper is threefold. First, the paper considers the trends in the cost of housing in...
Persistent link: https://www.econbiz.de/10011862979
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Institutional investors and the U.S. housing recovery
Lambie-Hanson, Lauren; Li, Wenli; Slonkosky, Michael - 2019
mortgage crisis, which, in contrast to the preceding housing boom, was not accompanied by a rise in homeownership rates. Using … declines in the homeownership rates …
Persistent link: https://www.econbiz.de/10012197788
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Mortgage Market, Housing Tenure Choice and Unemployment
Lisi, Gaetano - 2016
greater chance of getting a mortgage to buy a home. As a result, the positive correlation between the homeownership and … search and matching model where trading frictions in the mortgage, housing and labour markets interact with each other …. Precisely, the employment status affects the probability to get a mortgage. In turn, the granting or not of the mortgage affects …
Persistent link: https://www.econbiz.de/10012981831
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Chapter 14. US Housing Policy
Olsen, Edgar O.; Zabel, Jeffrey E. - In: Handbook of regional and urban economics : volume 5, (pp. 887-986). 2015
-income rental assistance and policies to promote homeownership through interventions in mortgage markets. We describe the rationales …
Persistent link: https://www.econbiz.de/10014025301
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Mortgage market maturity and homeownership inequality among young households : a five-country perspective
Bičáková, Alena; Sierminska, Eva - 2008 - This version: February 2008
relate it to cross-country differences in mortgage market maturity. We find that aside from Italy, homeownership rates and … transfers, substitute the limited mortgage availability and explains the second highest homeownership rate in our sample … highest and most equally distributed homeownership in this country as well. The mortgage market in Germany is on the other …
Persistent link: https://www.econbiz.de/10011631928
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Was the expansion of housing credit in Japan good or bad?
Horioka, Charles; Niimi, Yoko - 2020
This paper shows, using data from the Family Income and Expenditure Survey, that housing credit has become increasingly available over time in Japan, especially since 2000, and that this has made it easier for Japanese households to purchase housing and enabled them to do so at an earlier age....
Persistent link: https://www.econbiz.de/10012195362