originations. I document three findings. First, half of bank loans come from banks with branches within 2 miles of the borrower …. Second, borrowers using a nearby bank get credit sooner, particularly if the bank is a more active PPP lender. Third, census …

A puzzling but consistent result in the empirical literature on banking is that firms with close bank ties do not grow … faster than bank-independent firms. In this paper, we reconsider the link between relationship lending and firms' growth … and health status. We explore the influence of long-lasting bank relationships on employment and asset growth of a large …

This paper presents the results of an analysis of data on individual bank loans of non-financial corporations in the … single bank, whereas less creditworthy firms and firms in cyclical industries tend to borrow from more than one bank. The … shows that the level of credit risk at bank level decreases in line with the extent to which firms applying single …

. Using the quantitative and qualitative data about 457 SMEs-bank rela-tionships in North East Italy, we tested this …

, portfolio risk decreases as the impact of better monitoring abilities prevails. -- Bank lending ; loan portfolio …

impacts of CEO risk-taking incentives on maturity and collateral requirements. This study highlights the importance of bank …

bank presence affects these firms in normal times (2004-2006) and in the recent financial crisis (2007-2009). We find that … greater small bank presence yields significantly more lending to and slightly lower failure rates of these firms during normal …