This paper analyses the sources and uses of funds of a financial intermediary: banks. A bank's sources and uses of … shareholders' funds while the primary uses are loans and investments, defensive assets and required reserves. A bank's health is …

the bank lending industry. This paper analyzes the credit information market as a particular case of vertical … disintegration in the bank credit origination value chain. The main aim is to identify the relevant drivers which lead to vertical … analyses the different structures of credit reporting. Section 6 analyzes the bank decisions to make or buy credit reporting in …

In this paper, we examine whether the relation between securitization and bank risk changes after the financial crisis … of 2007 to 2009. Using different measures of risk, we find that prior to 2007, securitization increases bank risk. We … find no evidence that securitization increases bank risk after 2009. Our findings are robust to different characterizations …

The interest rate risk is the degree of exposure of a bank's financial condition to adverse movements in interest rates …. Changes in interest rates affect a bank's earnings by changing its net interest income and the level of other interest …-sensitive income and operating expenses. Changes in interest rates also affect the underlying value of the bank's assets, liabilities …

Interest rate risk is the exposure of a bank's financial condition to adverse movements in interest rates. Changes in … interest rates affect a bank's earnings by changing its net interest income and also affect the underlying value of the bank … for assessing a bank's interest rate risk exposure: earnings perspective and economic value perspective. Changes in banks …

the literature. The second section evaluates the different drivers of the bank capital regulation …