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Public and Private in Financial Regulation

Renate, Bratu; Camelia, Oprean - In: Ovidius University Annals, Economic Sciences Series XII (2012) 1, pp. 1277-1282

Financial system regulation and supervision are exercised in most cases, by national or regional central banks and / or other public entities. These entities may regulate and supervise the various components of financial system (banking, capital markets, insurance and reinsurance market,...

Persistent link: https://www.econbiz.de/10010632436

The Evolution of Non-Performing Credits in Romania

Ramona-Ionela, Tofãnicã - In: Ovidius University Annals, Economic Sciences Series XII (2012) 1, pp. 1712-1716

of all it is necessary to make an analysis of provisions constituted in order to determine the bank’s capacity to face …

Persistent link: https://www.econbiz.de/10010632497

Loan and Interest Rate in Romania. Evolutions, Correlations and Perspectives

Irena, Munteanu; Alexandru, Negrea - In: Ovidius University Annals, Economic Sciences Series X (2010) 2, pp. 529-533

The relation between the volume of loan and the interest rate occupies an important role with economic theories. In the real economy, these theories are sometimes confirmed and at other times infirmed. This study proposes to identify the existing connection between the evolution of the loan and...

Persistent link: https://www.econbiz.de/10010632514

American Troubled Assets Relief Program – One of the Most Important Measures Against Actual Crisis

Elena, Dobre - In: Ovidius University Annals, Economic Sciences Series X (2010) 2, pp. 183-189

Troubled Asset Relief Program (TARP) is already known as the greatest governmental measure in the world. This is a program of the United States government to purchase assets and equity from financial institutions to strengthen its financial sector. It is the largest component of the government's...

Persistent link: https://www.econbiz.de/10010632525

Innovation Typologies in the Financial Services Sector: Limits and Implications

Dan, Micuda; Mihaela, Asandei - In: Ovidius University Annals, Economic Sciences Series XI (2011) 1, pp. 1315-1320

The management of innovation since the early 90s is more and more present in the business discourse, whatever the field of activity. However, the academic literature is often limited to technological innovations carried out in the industry and leaves the service sector which is a major source of...

Persistent link: https://www.econbiz.de/10010632554

Importance of Assessing and Managing Credit Risk in Banking Institutions

Dragos, Florea - In: Ovidius University Annals, Economic Sciences Series XII (2012) 1, pp. 1419-1422

exposure to bank risk and maximizing the profits. …

Persistent link: https://www.econbiz.de/10010632622

The Analysis of the Leasing Activity in Romania – Advantages, Evolution and Perspectives

Cerasela, Spatariu Elena; Nicoleta, Asalos; Mihaela, … - In: Ovidius University Annals, Economic Sciences Series X (2010) 2, pp. 744-746

Leasing is the solution that allows the exceeding of difficulties generated by an inadequate economic environment –limited and expensive financing, banking system bureaucracy – and allows the societies to obtain the right to use, with minimal initial financial efforts, some cars, machines,...

Persistent link: https://www.econbiz.de/10010632678

Dilemmas in the Banking Laws

Madalina, Botina; Marilena, Marin - In: Ovidius University Annals, Economic Sciences Series X (2010) 2, pp. 91-94

of a bank manager’s responsibility. In addition to all these issues, banks also face numerous dilemmas in the juridical …

Persistent link: https://www.econbiz.de/10010632699

The Role of Information Technology on the Banking Industry

Cornelia, Piciu Gabriela; Georgiana, Chiþiga - In: Ovidius University Annals, Economic Sciences Series XI (2011) 1, pp. 1659-1661

The article presents a study which aims to analyze the role of information technology (IT) in the banking industry. Technological innovations have enabled the industry to open up efficient delivery channels. IT has helped the banking industry to deal with the challenges the new economy poses....

Persistent link: https://www.econbiz.de/10010632755

Macroprudential policy, countercyclical bank capital buffers and credit supply: Evidence from the Spanish dynamic provisioning experiments

Jiménez, Gabriel; Ongena, Steven; Peydró, José-Luis; … - Department of Economics and Business, Universitat … - 2012

subsequent performance. Spain introduced dynamic provisioning unrelated to specific bank loan losses in 2000 and modified its … formula parameters in 2005 and 2008. In each case, individual banks were impacted differently. The resultant bank …-specific shocks to capital buffers, coupled with comprehensive bank-, firm-, loan-, and loan application-level data, allow us to …

Persistent link: https://www.econbiz.de/10010632801