This paper investigates the effectiveness of supervisory discipline on bank risk over the years immediately before … public. Access to this information allows a complete analysis of the effects of regulatory enforcement actions on bank … effective tool for slowing declines in a bank's capital ratios and informal actions were relatively less potent. Post …

the role played by bank-level variables, banking sector features in each country, and the specific characteristics of the …/substitution effects of both bank- and portfolio-level variables with the characteristics of the banking sector when explaining credit risk …

This paper studies the impact of local unemployment shocks on bank profitability. Our work advances on previous studies … that only use national or state level data, as we create bank-specific measures of local unemployment in which the bank has … exposure. Using these novel measures, we can determine how shocks to unemployment affect each individual bank's profitability …

with the increase in the size of the bank´s assets …

This paper develops a theory in which heterogeneity in bank capital choices arises in a general equilibrium despite ex … continued access to funding liquidity but low-capital banks do not. Inter-bank trading in legacy assets allows some frozen banks … market funding from low-capital to high-capital banks. Inter-bank trading unfreezes the market without government …

Exploiting staggered interstate banking deregulation as exogenous shocks to bank geographic expansion, we examine the …, Laeven, and Levine (2013, 2016), we find that bank geographic diversification leads to higher systemic risk measured by the …

financial experts on the board promote pro-cyclical bank performance arises due to their shareholder-proximity or rather due to … their findings. For this reason, this study aims to contribute to identify the channels for pro-cyclical bank performance by … not promote pro-cyclical bank performance. Contrary, results show evidence that financial experts on the board of …

This paper explores the puzzle of inconsistent findings in regard to bank lending decisions and the negative response … to bank loan announcements in China. Using firm performance before and after the lending decisions, adjusted for the … some cases it is no longer related to bank loan size. Specifically, the positive relationship disappears for loans by …